- Bodily Injury Liability... Protection for damages that involve bodily injury to others for which you become responsible under the law.
- Property Damage Liability... Protection for damages to property of others for which you become responsible under the law.
- Comprehensive... Protection for the loss of or damage to your vehicle and its equipment from all causes except collision, subject to the deductible on the policy.
- Collision... Protection for the loss of or damage to your vehicle and its equipment from collision, subject to the deductible on the policy.
- Medical Benefits... Protection for reasonable and necessary medical expenses and funeral services for those who are accidentally injured while on your vehicle or while getting onto or off of it.
- Personal Injury Protection... Protection for medical, hospital, rehabilitation, loss of wages or loss of services resulting from injury to you or a resident family member. In case of death to the insured
or a resident family member, death benefits and survivor benefits, if applicable, will be provided. - Uninsured Motorist... This coverage allows you to recover your bodily injury damages due to an accident where the other party is legally liable but does not have insurance.
- Underinsured Motorist... This coverage allows you to recover your bodily injury damages due to an accident where the other party is legally liable and has insurance, but the limits are inadequate.
For your Boat . . .
Your boat, motor, and trailer are protected against all direct physical loss or damage. Boat equipment used in conjunction with your boat, motor, or trailer is also covered. Sports equipment, including portable boat lifts, used with your boat can be insured on a specific or blanket basis.
Boatowners Plus Coverage
- Agreed value settlement provision on total losses to boat, motor, or trailer
- Additional $500 of coverage for equipment and accessories
- Full repair or replacement cost on partial losses
- Automatic $250 coverage for personal property, and $150 coverage for emergency towing
- Coverage for the expense of salvaging a sunken boat, or its destruction if required by law.
- Will be paid under either comprehensive or collision coverage, whichever coverage pays you the most.
- Those vehicles that have historically shown lower repair costs when involved in an accident receive premium savings on comprehensive and collision coverages.
- Convenient payment options including Electronic Funds Transfer (EFT).